Services
Westall Financial Services offers a comprehensive range of mortgage financial services to assist clients in various aspects of their homeownership journey.
Initial Contact
The borrower contacts the mortgage broker or lender to express interest in obtaining a home loan.
Pre-Approval
The borrower provides their financial information, including income, assets, liabilities, and credit history, to the lender for a pre-approval.
Loan Application
If the borrower is pre-approved, they can proceed with the loan application, which includes providing additional information, such as proof of income, ID, and employment.
Property Appraisal
The lender will arrange for an appraisal of the property being purchased to determine its value and ensure it meets the lender’s security requirements.
Loan Approval
The lender will review the loan application and property appraisal and make a final decision on the loan. If approved, the lender will provide the borrower with a loan offer, interest rate, loan amount, and repayment terms.
Loan Settlement
If the borrower accepts the loan offer, they will sign the loan documents and the lender will disburse the funds. The borrower will then make repayments according to the terms of the loan agreement.
Overview
Welcome to Mortgage Financial Services, where we specialize in providing comprehensive solutions and expert guidance to help you achieve your dream of owning a home. Our dedicated team of professionals understands the complexities of the mortgage market and is committed to assisting you in navigating the process with ease. Whether you’re a first-time homebuyer, looking to refinance, or interested in exploring investment opportunities, we are here to make your homeownership journey a reality.
At Westall Financial Services, we are dedicated to providing exceptional service, expert guidance, and personalized solutions to help you achieve your homeownership dreams and financial goals. With our extensive industry knowledge and commitment to your satisfaction, we strive to be your trusted partner in mortgage financial services. Contact us today to experience the Westall Financial Services difference.
Mortgage Brokering:
As experienced mortgage brokers, we act as intermediaries between borrowers and lenders, helping you navigate the mortgage market with ease. We analyze various loan products, negotiate competitive rates, and guide you through the entire application and approval process. Our goal is to secure a mortgage that suits your financial goals and unique circumstances
Home Loan Advice:
Our team of mortgage experts provides personalized advice and recommendations tailored to your specific needs. Whether you’re a first-time homebuyer or a seasoned homeowner, we take the time to understand your financial situation and homeownership objectives. We provide guidance on loan options, explain eligibility criteria, and help you choose the most suitable home loan for your needs.
Refinancing Solutions:
If you’re considering refinancing your mortgage, we’re here to assist you. Our experts evaluate your current loan structure and financial goals to determine if refinancing is the right option for you. We guide you through the process, explain the benefits and potential cost savings, and help you secure favorable refinancing terms that align with your objectives.
Investment Property Financing:
Planning to invest in real estate? We offer financing solutions specifically tailored to investment properties. Our experts provide advice on investment property mortgages, loan structuring, and assess the financial viability of your investment plans. We help you secure competitive financing options that support your investment goals.
Pre-Approval Services:
Gain a competitive advantage when house hunting with our pre-approval services. We assist you in obtaining pre-approval for a mortgage, giving you a clear understanding of your borrowing capacity and increasing your credibility as a buyer. With a pre-approval in hand, you can confidently make offers on properties, knowing you have the financing support you need
Loan Structuring and Tailoring
We understand that each client’s financial situation is unique. Our experts work closely with you to structure and tailor loan solutions that align with your goals and preferences. We assess loan terms, repayment options, and interest rate considerations to create a loan structure that maximizes your financial benefits
Ongoing Mortgage Support
Our commitment to your financial well-being extends beyond the initial loan process. We provide ongoing support throughout the life of your mortgage. Whether you need assistance with managing your loan, exploring refinancing opportunities, or navigating changes in your financial situation, we’re here to guide and support you.